How is zakat on money calculated?
Zakat is typically calculated as 2.5% of net zakatable wealth once it meets the nisab and a full lunar year (Hawl) has passed. Formula: Zakat = Net wealth × 2.5%.
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Zakat Calculator — Compute Your Zakat Easily
Estimate zakat on your money, savings, gold, silver, and investments — with clear nisab thresholds and the 2.5% rate.
- Rate: 2.5%
- Nisab: 85g gold or 595g silver
- Hawl: one lunar year
Calculation Settings
Adjust the per-gram price to match your local market.
Has a full lunar year (Hawl) passed on the wealth?
Zakat will be calculated if the wealth meets the nisab.
Zakat may not yet be due if a full lunar year has not passed on the wealth, except in special cases.
You may use the calculator to get an estimate, then review the wealth-acquisition date or consult a trusted scholar.
Cash & Savings
Enter the funds you actually own at the time of zakat.
Gold & Silver
Personal jewelry gold has fiqh differences; the calculation may vary depending on the fatwa you follow.
Investments & Trade Goods
Property used as a residence or for personal use is generally not included; property held for sale is included at market value.
Debts & Deductions
Debt deduction rules vary by debt type and timing; this calculator provides a general estimate.
Note: this calculator is for estimation only and is not a religious ruling (fatwa). For special cases, consult a trusted scholar.
Calculation Breakdown
| Cash total | 0 |
| Gold & silver total | 0 |
| Investments & trade total | 0 |
| Deducted debts | 0 |
| Net zakatable wealth | 0 |
| Nisab | 0 |
| Zakat due | 0 |
Learn about zakat on money
Zakat on money is generally calculated at 2.5% of the net zakatable wealth once it meets the nisab and a full lunar year (Hawl) has passed.
What is the nisab for zakat?
The nisab is the minimum amount of wealth that triggers the obligation of zakat once the Hawl has passed. It is commonly estimated as the equivalent of 85 grams of gold or 595 grams of silver.
What wealth is included in zakat?
- Cash, bank accounts, and savings
- Gold and silver
- Trade goods and merchandise
- Stocks and investments
- Property held for sale
What wealth is generally excluded?
- Personal residence
- Personal vehicle
- Furniture and personal belongings
- Property not intended for sale
- Tools used for work, not for sale
Guide to the zakat calculator and calculating zakat on money
The zakat calculator helps you calculate the zakat due on money, gold, silver, savings, shares, investments and trade goods using the well-known zakat rate of 2.5%. Enter the value of your zakatable wealth to find the estimated zakat amount, taking into account reaching the nisab and the passing of a full lunar year. The calculator combines ease of use with a clear zakat calculation method, showing you the zakat amount in a few steps without any complicated manual maths.
What is zakat and how is it calculated?
Zakat is one of the pillars of Islam — a known due in wealth that a Muslim pays when their wealth reaches the nisab and a full lunar year passes over it. Zakat on money covers cash and savings, gold zakat, silver zakat, cash zakat, shares and trade goods. The zakat rate on this wealth is 2.5% of the net zakatable amount once the nisab is reached. The zakat calculator makes it easy to know the zakat amount due with a reliable estimate: it applies the 2.5% rate to the value you enter and shows the zakat due quickly and clearly. Calculating zakat regularly helps you fulfil this duty on time and purify and grow your wealth.
How to use the zakat calculator step by step
- Enter your wealthType the value of cash, savings, gold, silver and investments subject to zakat.
- Choose the asset typeSelect each asset type (cash, gold or silver) so its zakat is calculated correctly.
- Check the nisabMake sure your wealth reaches the zakat nisab and a full lunar year has passed.
- Read the zakat amountThe calculator shows the zakat amount due at 2.5% of your net zakatable wealth.
Examples of calculating zakat
Illustrative examples of calculating zakat at 2.5%; the values are estimates for easy understanding.
Zakat on money example
If the zakatable money is 100,000, the zakat amount on money at 2.5% is 2,500.
Gold zakat example
If the zakatable gold value is 40,000 and it reaches the nisab, the gold zakat due is 1,000.
Savings zakat example
If savings reach 200,000 and a lunar year has passed, the zakat amount is 5,000.
Silver zakat example
If the zakatable silver value is 20,000, reaches the nisab and a lunar year passes, the silver zakat due at 2.5% is 500.
Trade goods zakat example
If trade goods and merchandise held for sale reach 300,000 at the end of the lunar year, the zakat amount at 2.5% is 7,500.
Important notes before paying zakat
- Check that your wealth reaches the zakat nisab before calculating and paying zakat.
- Make sure a full lunar year has passed on the wealth when required.
- Consult a trusted scholarly source for special or complex financial cases.
- The zakat calculator helps you estimate and does not replace a scholarly answer.
- Value gold and silver at their price on the day you pay zakat, not the day you bought them.
- You can choose a fixed day in the lunar year to calculate and pay zakat so it is never delayed.
Useful tools and pages after calculating zakat
Links that complete your day after calculating zakat and knowing the zakat amount due.
Prayer timesThe five daily prayer times for your city today.Today's Hijri dateSee the Hijri date matching today to set your zakat date.Hijri calendarFollow the Hijri months to track your zakat year.Date converterConvert dates between Hijri and Gregorian to set the zakat due date.AzkarMorning, evening and after-prayer remembrances.
Zakat FAQ
How do I calculate zakat on money?
If the wealth meets the nisab and a full lunar year (Hawl) has passed, zakat is calculated at 2.5% of the net zakatable wealth.
What is the rate of zakat on money?
The rate of zakat on money is generally 2.5%.
Is zakat due on salary?
Salary itself is not subject to zakat upon receipt, but whatever is saved from it that meets the nisab and on which a full lunar year passes is included in the zakat calculation.
Is gold subject to zakat?
Gold is subject to zakat once it meets the nisab. Personal jewelry gold has fiqh differences, so refer to the fatwa you follow.
Is zakat due on stocks?
Yes, zakat may be due on stocks depending on the intention (long-term investment, speculation, or trade). They can be included under the investments section in the calculator.
Should I deduct debts from zakat?
Some due debts may be deducted, but the details vary by debt type and timing — this calculator provides a general estimate.
Does this calculator replace consulting a scholar?
No, the calculator helps you estimate, but it does not replace consulting a knowledgeable scholar in special or complex cases.
When is zakat paid?
Zakat on money is paid when it reaches the nisab and a full lunar year has passed; many people pick a fixed date in the year to calculate and pay their zakat regularly.
Is gold zakat different from cash zakat?
The rate is the same 2.5% for gold zakat and cash zakat, but the gold nisab is measured by its weight in grams, while the cash nisab is measured by its value compared with the gold or silver nisab.
Important notice
This calculator provides a general estimate of zakat based on your inputs. Some details may vary depending on the type of wealth, debts, gold, stocks, or the fatwa followed in your country. For special cases, consult a trusted scholar.